You’ve spent years building your career and saving along the way. But when it comes to retirement, are you sure you’re ready?
Even strong savers still don’t feel ready when retirement gets close. Thistle Wealth® specializes in women approaching retirement who want to retire well and stay retired well. Know you won’t be a burden to your adult children. Understand your options for long-term care. Fund your grandchildren’s education. Take the once-in-a-lifetime trip to Fiji. Whatever retirement looks like for you, your money should give you options.
Thistle Wealth® specializes in the hard decisions people face in the final years before retirement. Because having a plan changes everything.
Family Wealth Succession Planning
We Plan For
A Long Life
- Making your money last as long as you do
- Getting the most out of Social Security
- Pulling from the right accounts at the right time
- Built for a long retirement from the start
Market Declines
- Cash on hand, so a bad market doesn’t force bad decisions
- Investments spread across markets
- Flexibility to adjust spending when markets fluctuate
- A portfolio built to stay steady when markets aren’t
Unexpected Costs
- Planning for healthcare and long-term care before you need it
- Room in the plan for big repairs and family needs
- Insurance that protects against the losses that could derail everything
- A plan that expects the unexpected
Our Approach
It All Begins with The Thistle Plan
Markets rise and fall. Headlines will change. Predictions will be wrong. That will always happen.
But the foundation of a good retirement plan shouldn’t depend on any of those things. The Thistle Plan exists because no one can control markets, but you can build a plan that lets you sleep at night regardless. As a fee-only fiduciary financial advisor, that means keeping investments diversified, keeping costs low, and adjusting risk as retirement gets closer. Financial planning for the family is our top priority.
Ellen Johnson
Fee-Only Fiduciary
Most financial advisors are trained to grow wealth. Far fewer specialize in what changes once you stop earning it.
Once retirement begins, the financial decisions you make become harder to reverse. How you withdraw money, manage taxes, and respond when markets fluctuate can shape the rest of your retirement.
That’s why retirement planning requires a different mindset.
At Thistle Wealth®, our goal is simple: help you wake up in retirement and not worry about money. Planning should help you live well and long. Our family financial planner will build thoughtful, research-based plans with your best interests at the forefront, always.
We handle the hard stuff so you can enjoy what you’ve built.
