Know you’re making the right decisions.
What We Do
Sometimes you have to make big decisions: retirement account rollovers, social security applications, or what to do with cash.
Sometimes you have to make life-changing ones: do you have enough to retire or what to do when your partner has passed.
How do you know if you’re making the right decision? How does this all fit together?
Financial Foundation
You don’t have to figure it out alone. We know that understanding “how this works” is important to you. Below is our process, which we use as a tool to get us to the right place.
Whatever is urgent for you is always the most important thing. If you want to retire soon and you need a plan for that, we do that. If you are desperate to consolidate your investment accounts into one place, we do that.
Our financial core work usually takes three to six months, though it can take as long as you need. Once we finish the financial core work, we move into ongoing guidance. Below is a template for the meetings we’ll have, and we will adjust according to your needs.We aim to provide clarity, confidence, and a trusted guide to help you move forward with peace of mind.
Here's what you can expect:
- Clear Structure: Five meaningful meetings designed specifically to align with your financial goals.
- Personalized Attention: You won’t go through this alone. You'll work directly with me, ensuring consistent, tailored guidance and a trusted partner by your side.
- Easy Preparation: Receive detailed emails outlining exactly how to prepare for each meeting, eliminating any guesswork.
- See How Others Have Thrived: Read our client case studies to explore examples based on real client experiences, illustrating how we've helped individuals navigate transitions, retirement, and inheritances.
Let’s take the first step together.
Welcome & Connect
MEETING ONE
I want to hear your story. We start by getting to know each other, and working through the vision for your ideal life.
I ask you personal questions. You ask me the burning questions on your mind. This is going to be a big relationship for both of us, and we want to start with the best foot forward.
What We Discuss:
- What are your expectations of this relationship?
- We take a deep dive to determine your goals and priorities.
- What does retirement mean to you?
- We carve out time to really feel your way into what you want your life to look like in the next several months and years.
- Why do we spend so much time doing this? Because this work tells us the “why” of all the financial decisions you’ll make. If your vision is clear, the answers will find their way to the surface.
Why do we spend so much time doing this? Because this work tells us the “why” of all the financial decisions you’ll make. If your vision is clear, the answers will find their way to the surface.
MEETING TWO
We need a LOT of data to fully understand your unique financial picture. Don't worry we have a checklist!
What We Discuss:
- What information we need, and where to find it.
- We collect essential details about income, expenses, debts, investments, and goals.
- Goals are refined from meeting one.
Organizing your finances can feel overwhelming. We’ll simplify it together.
MEETING THREE
Together we explore different financial strategies for achieving your goals. This is one of our most exciting meetings discovering what is possible with a good plan in place.
What We Discuss:
- We’ll analyze your finances with advanced planning tools to bring clarity and direction.
- Together, we’ll explore different strategies and real-life scenarios to see what works best for you.
- We’ll ensure every decision aligns with your goals, giving you confidence and peace of mind moving forward.
MEETING FOUR
We’ll present your full financial plan, giving you a clear, complete picture of your finances.
What We Discuss:
- We’ll present a detailed, research-backed plan tailored specifically to you, explaining how everything fits together.
- Together, we’ll identify and prioritize the recommendations that will have the biggest impact.
- We’ll commit to clear, actionable steps so you can start making meaningful progress right away.
MEETING FIVE
You'll gain a clear understanding of our investment strategy and the reasoning behind it.
What We Discuss:
- We’ll explain how we plan to invest your money and why.
- We’ll discuss the right allocation and how risk factors into the decision.
- We’ll answer your investment questions, from stock vs. bond differences to anything on your mind.
Continued Confidence with Ongoing Financial Guidance
Each year, we anchor our work with a comprehensive annual meeting—our Annual Renewal Meeting—where we review your entire financial picture and set the course for the year ahead. But life doesn’t happen on a set schedule, and we’re here whenever you need us. Some years may be steady, while others bring big changes. Our biggest responsibility? To Be There When You Need Us.
In addition to ongoing meetings and support, our Service Calendar ensures we proactively address key financial areas throughout the year:
Winter (January – March)
- Send 1099s to your CPA (Trust me, they love this!)
- Make IRA contributions, including Backdoor Roth IRAs if needed
- Fund retirement accounts and review cash flow
- Assess retirement plan strategy and asset allocation Conduct a tax-efficient withdrawal review if needed
Spring (April – August)
- Review tax returns and update tax planning strategies
- Assess estate plans, beneficiary designations, and capital gains
- Check withholding strategies to avoid surprises
Fall (September – December)
- Explore gifting strategies, Roth IRA conversions, and tax-loss harvesting opportunities
- Work with your CPA to do year-end tax projections (take advantage of remaining opportunities this year and prepare for the next)
- Help you donate to charity and maximize tax benefits
- Do Roth conversions when appropriate
- Make Required Minimum Distributions (RMDs)—especially for inherited IRAs
Wherever you are in your financial journey, you don’t have to go it alone. Let’s create a plan that gives you confidence for the road ahead. Please book a free call to take the first step when you feel ready.
It depends on the level of support you need. We offer three ways to work together, all starting with a comprehensive financial plan tailored to your goals:
1.Wealth Management – We take care of everything. This includes financial planning, investment management, and handling all necessary updates—so you can focus on enjoying life, knowing your finances are in expert hands.
- Two personalized meetings per year, preferably in person (remote meetings available).
- Unlimited calls and emails for ongoing questions and support.
- Access to our service calendar for clear expectations throughout the year.
2. Ongoing Financial Planning – You implement the plan, but we’re here to guide you year after year. We provide ongoing financial planning, strategy adjustments, and regular check-ins for an annual fee.
- Flexible Scheduling – We’ll meet as often as needed, adjusting to your situation and comfort level.
- Transparent Pricing – Your plan is customized based on frequency and complexity—no surprises.
- Personalized Ongoing Support – Whether you need check-ins, strategy updates, or reassurance, I’m here to guide you.
3.One-Time Plan – We create a personalized financial plan, and you handle the implementation on your own. A great option if you want expert guidance but prefer to manage the details yourself.
Service |
Pricing |
One-Time Plan |
$5,850 (one-time fee) |
Ongoing Financial Planning |
$4,000 – $13,800/year (based on complexity) |
Wealth Management |
Sliding scale based on assets (see below) |
We charge a fee based on the value of the investment accounts we manage for you, known as 'assets under management.' Use the table below to estimate your annual fee.
|
Assets Under Management |
Annual Advisory Fee |
|
$0 – $1,000,000 |
0.98% |
|
$1,000,001 – $5,000,000 |
0.68% |
|
$5,000,001 – $10,000,000 |
0.58% |
|
$10,000,001 and Above |
0.38% |
Want to find the right fit for you? Let’s talk.